Profile
**On leave Fall 2025**
Teresa Ghilarducci is a labor economist and nationally recognized expert in retirement security.
She holds the Irene and Bernard L. Schwartz Chair in economic policy analysis in the at 鶹ýɫƬ for Social Research. She also directs the (SCEPA) that focuses on economic policy research and outreach.
Ghilarducci joined 鶹ýɫƬ in 2008 after 25 years as a professor of economics at the University of Notre Dame. Her most recent book, , offers solutions to the growing retirement crisis in the U.S.Her previous books include ,, published in 2008' , winner of an Association of American Publishers award in 1992; and, published in 1995.
Degrees Held
PhD 1984, University of California, Berkeley
Recent Publications
Books
, co-authored with Tony James (Disruption Books, 2016)
(Workman Publishing, 2015)
Articles and Book Chapters
"Monopsony Power, Race, and Gender. In Oxford Research Encyclopedia of Economics and Finance." Farmand, A. and Ghilarducci, T., 2022.
"The Illusory Benefit of Working Longer on Retirement Financial Preparedness: Rethinking Advice That Working Longer Increases Retirement Income." The Journal of Retirement. Ghilarducci, T., Papadopoulos, M. and Webb, A., 2022.
"How to Think about Our Children's Children: Warmth: Coming of Age at the End of Our World, Daniel Sherrell." Social Research: An International Quarterly,89(2), pp.285-295. Ghilarducci, T., 2022.
The Impact of a Social Security Proposal for “Catch-Up” Contributions.Ghilarducci, T., Papadopoulos, M., Sun, W. and Webb, A., 2022.
"Practical Applications of The Illusory Benefit of Working Longer on Retirement Financial Preparedness: Rethinking Advice That Working Longer Increases Retirement Income.Practical Applications." Ghilarducci, T., Papadopoulos, M. and Webb, A., 2022.
"The Impact of a Social Security Proposal for “Catch-Up” Contributions." Ghilarducci, T., Papadopoulos, M., Sun, W. and Webb, A., 2022.
"No 'Great Resignation' for Older Workers—Mass Job Loss Drove the Retirement Surge" (No. 2022-01). Schuster, B., Radpour, S., Conway, E. and Ghilarducci, T., 2022. Schwartz Center for Economic Policy Analysis (SCEPA), 鶹ýɫƬ.
Gender, Family Histories, and Late-Life Economic Well-Being. Innov Aging.Carr D, Smock P, Ghilarducci T. 2021
"How Expanding EITC Will Benefit 1.5 Million Low-Income Older Workers" (No. 2021-02). Ghilarducci, T., Farmand, A., Fisher, B. and Radpour, S., 2021. Schwartz Center for Economic Policy Analysis (SCEPA), 鶹ýɫƬ.
"Trends in Employer-Sponsored Retirement Plan Access and Participation Rates: Reconciling Different Data Sources." Ghilarducci, T., Radpour, S. and Papadopoulos, M., 2021. (No. 2021-02). Schwartz Center for Economic Policy Analysis (SCEPA), 鶹ýɫƬ.
“.” With Anthony Webb. Work, Aging and Retirement. 2018.
“The Labor Consequences of Financializing Pensions.” With Amanda Novello. In .Edited by Kevin Skerrett, Chris Roberts, Johanna Weststar, Simon Archer. Labor and Employment Research Association, LERA Research Volume. Ithaca, NY: Cornell University Press. 2018.
“Innovations in Protecting the Old: Mostly Social Insurance and Some Assets." In .Edited by José Antonio Ocampo and Joseph E. Stiglitz, Columbia University Press 2018
“.” With Joelle Saad-Lesler and Gayle Reznik.Journal of Pension Economics and Finance. 2017.
"," with Joelle Saad-Lessler,Industrial and Labor Relations Review, 2015.
"," co-authored with Anthony Bonen, ed. by Danielle M. Jaffe,The Connecticut Insurance Law Journal, 2014.
"Private Pensions," in T, ed.Daniel Beland and Christopher Howard (Oxford University Press, 2014).
"," with Joelle Saad-Lessler & Kate Bahn,Journal of Pension Benefits, 2014.
","Drexel Law Review, 2014.
“,"Journal of Aging & Social Policy, 2010.
"," with Joelle Saad-Lessler & Eloy Fisher,Cambridge Journal of Economics, 2012.